A: Keep in mind that in most states and under most policies, you are entitled to be paid for the cost of restoring your home back to a “uniform and consistent” appearance, both on the exterior and interior. If you have only a partial loss and your insurer won’t pay to match paint colors, roof tile [...]
A: Even if there is no obvious damage to your home, it may have been impacted by extreme heat, smoke or fire retardant, so you still need to have it thoroughly inspected by an experienced and qualified professional. Q: Who should inspect the damage? A: Licensed, experienced professionals. Contractors and Structural Engineers are qualified to evaluate damage (and the [...]
Q: A fire damaged my home. What do I need to know? A: Fires that damage but do not completely destroy a home create special insurance claim issues. These claims are often called “partial losses” because the home has only been partially destroyed. Things to watch out for with partial losses include: Hidden damage (water, smoke, ash, [...]
A “salvage title” means the car was declared a total loss by an insurance company because of a serious accident or some other problems. A “flood title” means the car has damage from sitting in water deep enough to fill the engine compartment. The title status is part of a vehicle history report.
Flood Damaged Cars & Salvage Titles. Cars that have undergone damage from a flood are frequently considered a total loss and, if refurbished, will carry with them a salvage title. A salvage title is an important indicator of a car that has had serious damage.
Whether or not homeowners insurance covers leaks in your roof, and any resulting damage, depends on what caused the leak. If, for instance, a windstorm or hail damaged your roof, your insurance would likely cover repairs or replacement. ... Is your roof covered?
Standard homeowners and renters insurance does not cover flood damage. Flood coverage, however, is available in the form of a separate policy both from the National Flood Insurance Program - NFIP (888-379-9531) and from a few private insurers. ... But flooding can also occur in inland areas and away from major rivers.
